CMBA Young Mortgage Professionals

Our mission is to ensure a bright and successful future for the mortgage industry in Connecticut by preparing its members for leadership roles through education sessions, networking opportunities, collaborative and community events. The CMBA Young Mortgage Professionals are dedicated to securing the strongest tomorrow possible.

The Basics

Our organization represents many different mortgage related companies from banks to law firms. We hold monthly meetings that bring us together to network and collaborate. Our round table discussions focus on topics making an impact on our industry today and how we can overcome challenges we face within our own organizations. For our regular Mentor Minute, we invite mentors from throughout the industry to guide us in the expansion of our careers.

Charitable Involvement

We are also involved in our communities; our members partner with a non-profit to support their community efforts. Our current partner is Homes for Heroes.

Honoring Rising Stars

We will present our first annual CMBA Barbara Goodrich Rising Star Award at this year’s CMBA Installation Dinner. The award will be given to someone who exemplifies the values of a true rising star in the industry. The winner will receive a plaque, free admission to events throughout the year, and a spotlight in our quarterly newsletter. Please fill out this form and return to Denise Derosier


Look for CMBA Young Mortgage Professional representation at the following events. We hope to see you there!

  • 2021 New England Mortgage Bankers Conference - June 10 & 11, 2021
  • Join Us Online

Do you know a Young Mortgage Professional in your industry who you feel would benefit from being a part of our community? Find us online!


Meet our Members

Chair - Stephen Robert - Bedrock Credit

     Stephen Robert is the owner of Bedrock Credit, a full service credit education and restoration company.  Since 2007 he has been helping people  understand and fix their credit through his educational platform, speaking all over CT with bankers, brokers and Realtors, allowing his audiences to comprehend how credit really works.  Stephen has also been the Co-Chairman of the CMBA Young Mortgage Professionals committee since its inception in 2015 and has helped with numerous events of both the social and educational aspect allowing the future leaders of the industry to have the opportunity for growth and mentorship. 

Co-Chair - Alicia Goncalves - Norcom Mortgage

Alicia Goncalves is the Origination Business Analyst with Norcom Mortgage working directly with the Senior Vice President of Operations.  In this role Alicia works closely with all facets of the organization including Compliance, Encompass, Secondary, Sales and Operations. Alicia has been a part of the Norcom Family since 2015, before that she was a Consumer Lending Manager with Newtown Savings Bank where she held various positions throughout her 8-year career with them. She is currently working towards her Scrum and Agile fundamentals course as well as getting her Encompass Admin Certification. Alicia was one of the founding members of the CMBA Young Mortgage Professionals (formally known as the Future Leaders Committee) and continues to be a valuable member sitting on multiple committees.


Julie Hansen - Norcom Mortgage

Julie Hansen is a Lending Information Support Specialist at Norcom Mortgage. With a background in marketing and design, Julie comes to the Lending Information Systems team to support all aspects of the business. Julie joins the CMBA Young Mortgage Professionals to connect and learn from all members of the industry.

Steve Bozzuto - Norcom Mortgage

Steve has been the Loan Processing Manager for Norcom Mortgage, based in Avon, since 2016 and oversees 18 loan processors located throughout the east coast, from Florida to Maine. His team processes loans for all of Norcom’s business channels, which includes a retail branch network, wholesale, and a consumer direct sales force. Steve joined Norcom as an underwriter in 2015 and quickly earned his FHA Direct Endorsement. His first job in the mortgage industry was as a loan processor in 2005, just before the infamous bubble burst where he has developed a diverse background in loan fulfillment. Prior to Norcom Steve worked as both a processor and underwriter with companies large and small, such as Wells Fargo and Newtown Savings Bank, and Connecticut based lenders, such as William Raveis Mortgage and Norcom.

Erin Cabelus - CATIC

Erin M. Cabelus, Esq. is an Agency Advisor for CATIC. In this role she is responsible for sales and business development within CT. Erin is also a member of CATIC’s eClosing Task Force. Prior to joining CATIC, Erin was in private practice for 6 years in CT, where she focused primarily on residential and commercial real estate, business and municipal law and estate planning and administration. Erin is an active member of the CMBA, CBA Real Property Section and CREW-CT. 

Tyler Armstrong - Santander

James McLoughlin - KeyBank Mortgage

James McLoughlin is a Mortgage Loan Officer at KeyBank Mortgage. Having been in the banking industry since 2006, including managing retail branches, James has a broad background and successful track record in both leading teams and individual sales production.  He is a graduate of the Connecticut School of Finance and Management, and was selected to KeyBank’s first ever National Mortgage Advisory Board. As a Loan Officer, he has worked extensively with Private Banking and Commercial Banking clients, in addition to supporting retail branches in achieving their lending goals and helping their clients improve their finances.  James lives in Milford with his wife and two daughters.


Ian Anctil - Liberty Mutual

Ian Anctil is an Executive Sales Representative with Liberty Mutual Insurance for the past 15 years. I sell all personal and some small commercial insurance products including home, auto and life insurance. My office is in Trumbull, CT but I cover all of CT and NY and typically work from my home office a few days per week (Cheshire). Prior to being in insurance sales I worked in the fitness industry doing sales, management and personal training.  I graduated from the University of Connecticut in Storrs with a Bachelor degree in exercise science and fitness management. I grew up in Shelton, CT but currently live in Cheshire with my wife and two daughters. I enjoy meeting new people and figuring out a solution to help them protect what they love most while keeping as much of their hard earned money as possible! My favorite part of the CMBA and the Young Mortgage professionals group is learning about the mortgage industry and networking with my peers. 

Alexandra Bowen - Jacobs, Walker, Rice & Barry LLC

Joshua Luksberg - First American

Valeria Alfano - CHFA

CMBA Advisory Council Sponsors

American Business Media
Bendett & McHugh PC
Birchwood Credit Services
Connecticut Attorney's Title Insurance Company (CATIC)
Fairfield County Bank
First American Title Insurance Company
First County Bank
First World Mortgage Corp.
Guilford Savings Bank
Liberty Bank
McCalla Raymer Leibert Pierce LLC
Norcom Mortgage
Northeast Home Loans
Peoples United Bank
Res/Title Inc.
Robinson & Cole
Thomaston Savings Bank
Union Savings Bank
The Washington Trust Mortgage Mortgage Company
Webster Bank
  • Liberty Mutual
  • Birchwood Credit Services