The Basics Our organization represents many different mortgage related companies from banks to law firms. We hold monthly meetings that bring us together to network and collaborate. Our round table discussions focus on topics making an impact on our industry today and how we can overcome challenges we face within our own organizations and beyond. For our regular Mentor Minute, we invite mentors from throughout the industry to guide us in the expansion of our careers.

Charitable Involvement We are also involved in our communities; our members partner with various non-profits to support their community efforts. 

Honoring Rising Stars Each year, we present our CMBA Barbara Goodrich Rising Star Award at the annual CMBA Installation Dinner. The award is given to someone who exemplifies the values of a true rising star in the industry. Winners receive a plaque, free admission to events throughout the year, and a spotlight in our quarterly newsletter. Know someone who you feel possess these qualities and deserves this award?  Please fill out this form and return to Denise Derosier denise@cmba.org. 

YMP University - Keeping U informed on the latest industry updates!  Click to watch the lastest YMPU: Legislative Update below using passcode Uhi.31F@

Legislative Update

 

Meet the Advisory Board 

President: Alicia Goncalves, CMB is the Director of Associate Membership with MBA. Before joining MBA, Alicia served as Senior Customer Success Manager at fintech company, nCinco, Inc. Prior to that, she held ascending roles in lending at Norcom Mortgage, most recently as AVP, Assistant Operations Manager. Alicia began her career at Newtown Savings Bank, where she also held several roles in mortgage and consumer lending.

Alicia is an active member of the Connecticut Mortgage Bankers Association (CMBA), where she serves as Chair of the Young Mortgage Professionals (YMP), President of the YMP Advisory Board, and a member of the Board of Directors. She earned her Certified Mortgage Banker® (CMB) designation in 2023, has served on the mPact steering committee, was a State Captain for the Mortgage Action Alliance (MAA), and is a 2022 graduate of MBA’s Future Leaders program.

In 2021, she co-founded the CMBA’s Women in Mortgage Banking Seminar, which is dedicated to helping women in the business meet their goals, overcome their obstacles, and work towards their own version of success. 

1st Chair: Zachary Kammerdeiner

 

2nd Co-Chair: Julie Baril is VP of Quality Control Manager for SWBC Mortgage Corp. Her career spans over 20 years from originating to underwriting and quality control management. Her role requires precise analytics to produce certainty with data-driven results and strong communication skills. She is a certified administrator on Aces Quality Software, a QC tech giant. Having capacity in various areas, she believes staying current on all quality/fraud trends, legislative updates/mortgage industry news as well as advocating for the industry is important. She is co-chair of both Connecticut Mortgage Banker's Young Mortgage Professionals and Underwriting Committee. She is passionate about fraud detection and education on how to manufacture quality loans to sustain a thriving mortgage financial ecosystem. Personally, she keeps busy with her husband and two kids, running road and obstacle course races, biking and fundraising.

 

Treasurer: John Francis is the VP of Secondary Markets and Closing/Post Closing Manager at Newtown Savings Bank. He brings over 16 years of strategic experience in secondary markets specializing in pipeline hedging management, best execution, and product development. John has developed various models to improve secondary market operations, focusing on best execution, risk mitigation, profitability, and pricing enhancements, with an emphasis on supporting underserved communities.

In addition to his professional role, John serves as treasurer for the Young Mortgage Professionals Group of the CMBA, is on the Board of Economic Development for Bethel, and has been a member of Freddie Mac’s Community Advisory Board. He holds degrees from Quinnipiac University and the Connecticut School of Finance and Management. He is also the 2024 recipient of the Barbara Goodrich Rising Star award.

 

 

Secretary: Kelly Turner is an accomplished loan officer and Assistant Branch Manager at Total Mortgage, overseeing the Glastonbury office. With a career dedicated to helping clients navigate the lending process, Kelly has gained recognition for her exceptional skills and contributions to the industry. Kelly is the social media specialist for YMP.

Kelly's commitment to excellence and her dedication to providing top-notch service has earned her the prestigious CMBA Barbara Goodrich Rising Star award in 2021. This recognition highlights her outstanding performance and industry leadership. Kelly also received the CRVCC Luminary Award in 2020 for her work with Mom Bosses CT- the largest women’s entrepreneurial group in Connecticut. Kelly also serves as the treasurer for the Glastonbury Education Foundation.

Kelly resides in Glastonbury, CT with her husband Corey, and three kids Paige, Annabelle, and Jacob. She enjoys spending her time with her family, skiing, and learning to play golf.

 

Look for CMBA Young Mortgage Professional representation at the following events

• Annual New England Mortgage Bankers Conference at Mohegan Sun: January 2024
• Annual Summer Social Hosted by YMP: July 2024